Terms of Use & Privacy Policy

Terms of Use:

This website (this “Site”) is owned and operated by American Trust Escrow Escrow, Inc., a California corporation (“American Trust Escrow” or “we”), as a service to the customers of American Trust Escrow and the other visitors to this Site.  By accessing, using or visiting this Site (or any other web sites, web pages and services which may direct or link you to this Site), you indicate your acknowledgement and acceptance of these terms, conditions and notices (collectively, these “Terms of Use) and any other terms and guidelines contained in this Site, without limitation or qualification.

Access to this Site

There are portions of this Site that we make available to users and to the general public without the need to register and you may visit and browse such portions without charge or obligation.  In order to access and use certain other services, features and function of this Site or in general any interactive feature of this Site, you may be required to register on line with this Site and provide certain information regarding yourself.

Any user identification we may provide to you in connection with your use of certain features of this Site is personal to you and you may not allow any other person to use such identification under any circumstances.  American Trust Escrow is not liable for any harm caused or related to the theft or misappropriation or unauthorized disclosure of all or any portion of your user identification associated with this Site.  You agree to immediately notify American Trust Escrow if you become aware of or believe there is or may have been any unauthorized use of (or activity using) your user identification or any other need to deactivate such user identification due to security concerns.

This Site is offered and made available only to users and visitors who are 18 years of age or older.  If you are not 18 years of age or older, as a minor, your use of this Site is prohibited.  By using or attempting to use this Site, you are expressly certifying that you are at least 18 years of age and you possess the legal right and ability to agree to these Terms of Use.

American Trust Escrow reserves the right to deny in its sole discretion any user the access to this Site or any portion thereof without notice of any kind.  Further, American Trust Escrow may terminate your use of or registration with this Site, at any time and for any or no reason, without advance notice to you, and without any liability or further obligation to you.

By accessing or using this Site, you agree that American Trust Escrow may communicate with you through electronic mail for the purpose of advising you of American Trust Escrow’s services and products and for such other purposes as American Trust Escrow deems appropriate.

Prohibited Uses of Site

As a condition to your access and use of this Site, you will not (1) use this Site for any purpose that is unlawful or prohibited by these Terms of Use, (2) use this Site or any services offered through this Site in any manner that could damage, disable, overburden or impair the functionality of this Site, or interfere with any other party’s use or enjoyment of this Site or services hereunder, (3) alter or modify any part of this Site, (4) attempt to gain unauthorized access to any non-public portion of this Site, (5) obtain or attempt to obtain access to any materials or information not intentionally made available to the public through this Site, or (6) use this Site or any of the services offered through this Site for any commercial purposes.

Privacy

American Trust Escrow respects your privacy and the use and protection of your non-public and personally identifiable information.  Please see the Privacy Policy of this Site for important information regarding the collection, use and protection of your non-public and personally identifiable information in connection with your use of this Site.

Links to Third Party Websites

This Site may contain links to third party websites that are not owned or controlled by American Trust Escrow (the “Third Party Sites”).  American Trust Escrow has no control over, and therefore assumes no responsibility for and does not endorse, the content, privacy policies or practices of any Third Party Sites or the products or services made available through such websites.  You acknowledge and agree that American Trust Escrow will not be responsible or liable, directly or indirectly, for any damage or loss you may suffer in connection with the use of or reliance on the content, privacy policies or practices of the Third Party Websites or the products or services made available thereby.

Ownership of Intellectual Property Rights

All information, data, text, software, music, sound, photographs, graphics, videos, messages or other material (the “Content”) on this Site is owned by American Trust Escrow or licensed to American Trust Escrow by third parties.  All the trademarks, service marks and logos contained in this Site (the “Marks”) are owned by American Trust Escrow or licensed to American Trust Escrow by third parties.  You may view and print the Content for your personal and informational purposes only, and not for commercial purposes.  Except as set forth herein, neither the Content nor the Marks may be used, copied, downloaded, uploaded, altered, modified, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed or otherwise exploited by you, without the prior written consent of American Trust Escrow or the third party who owns such rights.

Liability Disclaimer

YOU AGREE THAT YOUR USE OF THIS SITE SHALL BE AT YOUR OWN RISK.  TO THE FULLEST EXTENT PERMITTED BY LAW, AMERICAN TRUST ESCROW DISCLAIMS ALL WARRANTIES AND CONDITIONS, EXPRESS OR IMPLIED, IN CONNECTION WITH THIS SITE AND YOUR USE THEREOF.  AMERICAN TRUST ESCROW MAKES NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, ABOUT THE SUITABILITY, SECURITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, COMPLETENESS, RELIABILITY, TIMELINESS OR ACCURACY OF THE INFORMATION, CONTENT, SOFTWARE, FEATURES, GRAPHICS, PRODUCTS AND SERVICES ON THIS SITE OR ANY THIRD PARTY SITE.  YOU ARE BEING PROVIDED ACCESS TO AND USE OF THIS SITE AND THE THIRD PARTY SITES AND THE SERVICES AND PRODUCTS AVAILABLE HEREBY AND THEREBY ON “AS IS” BASIS.

AMERICAN TRUST ESCROW MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE SECURITY OF ANY INFORMATION PROVIDED BY YOU IN CONNECTIONS WITH THE USE OF THIS SITE OR ANY THIRD PARTY SITE.  AMERICAN TRUST ESCROW MAKES NO WARRANTES OR REPRESENTATIONS THAT (1) THIS SITE OR ANY THIRD PARTY SITE IS FREE FROM VIRUSES OR OTHER INVASIVE AND POTENTIALLY DAMAGING PROGRAMS, (2) THIS SITE OR ANY THIRD PARTY SITE WILL MEET YOUR USER REQUIREMENTS, (3) THE CONTENT AND INFORMATION ON THIS SITE OR ANY THIRD PARTY IS TIMELY OR ERROR-FREE, (4) THE QUALITY OF THE SERVICES, PRODUCTS, INFORMATION, CONTENT OR FEATURES AVAILABLE ON THIS SITE OR ANY THIRD PARTY SITE WILL MEET YOUR EXPECTATIONS, (5) THIS SITE AND ANY THIRD PARTY SITE WILL NOT SUFFER INTERRUPTION OR CESSATION OF SERVICES, AND (6) ANY ERRORS IN THIS SITE OR ANY THIRD PARTY SITE WILL BE CORRECTED.

IN NO EVENT SHALL AMERICAN TRUST ESCROW OR ITS SHAREHOLDERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES OR AFFILIATES BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OR ANY OTHER DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS) RESULTING FROM, ARISING OUT OF OR IN ANY WAY CONNNECTED WITH (A) THE USE OR PERFORMANCE OF THIS SITE OR ANY THIRD PARTY SITE, (B) ERRORS, MISTAKES, OMISSIONS OR INACCURACIES OF CONTENT OR INFORMATION ON THIS SITE OR ANY THIRD PARTY SITE, (C) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THIS SITE OR ANY THIRD PARTY SITE, (D) ANY UNAUTHORIZED ACCESS TO OR USE OF THIS SITE OR ANY THIRD PARTY SITE, INCLUDING UNAUTHORIZED ACCESS TO SECURE SERVERS SUPPORTING SUCH WEBSITES AND ANY AND ALL PERSONAL INFORMATION STORED THEREIN, (E) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THIS SITE OR ANY THIRD PARTY SITE, (F) THE SOFTWARD, PRODUCTS, SERVICES OR GRAPHICS MADE AVAILABLE THROUGH THIS SITE OR ANY THIRD PARTY SITE, (G) ANY BUGS, VIRUSES, TROJAN HORSES OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH THIS SITE OR ANY THIRD PARTY SITE BY ANY THIRD PARTY, OR (H) THIS SITE OR ANY THIRD PARTY SITE OR THE USE THEREOF, WHETHER BASED ON WARRANTY, CONTRACT, TORT, STRICT LIABILITY OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT CV ESCROW IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

YOU SPECIFICALLY ACKNOWLEDGE THAT AMERICAN TRUST ESCROW SHALL NOT BE LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OR THIRD PARTY WITH RESPECT TO THIS SITE OR ANY THIRD PARTY SITE, OR ANY OFFENSIVE MATERIALS OR OFFENSIVE CONDUCT OF ANY USER OR THIRD PARTY WITH RESPECT THERETO, AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH YOU.

No Legal, Financial or other Professional Advice

Information contained on or made available through this Site or any Third Party Site is not intended to and does not constitute legal, financial or other professional advice or recommendations under any circumstance and no attorney-client, fiduciary or similar relationship is formed by your use of this Site or any Third Party Site. American Trust Escrow does not warrant or guarantee the accurateness, completeness, adequacy or timeliness of the information contained in or linked to this Site.  Any information contained on this Site or any Third Party Site should not be relied upon for legal, financial or personal decisions and you should consult an appropriate professional for such matters.

Indemnity

As a condition to your use of this Site, you agree to defend, indemnify and hold harmless American Trust Escrow and its shareholders, officers, directors, employees, agents, representatives and affiliates, from and against any and all claims, damages, obligations, losses, liabilities, costs, debt and expenses (including, without limitation, attorney’s fees) arising out of claims arising from: (1) your use of and access to this Site; (2) your violation of these Terms of Use; (3) your violation of any third party right, including, without limitation, any copyright, trademark, other property right or privacy right; or (4) your user generated content. The foregoing defense and indemnification obligation will survive these Terms of Use and your use of this Site.

Feedback

Except as expressly provided otherwise by American Trust Escrow, all comments, questions, suggestions, feedback and the like (collectively, the “Feedback”) submitted by you to American Trust Escrow through or related to this Site shall be deemed non-confidential and the property of American Trust Escrow.  By submitting the Feedback to American Trust Escrow, you agree to a no-charge assignment of all of your rights, titles and interest in and to the copyrights and other intellectual property rights associated with the Feedback, throughout the universe, in perpetuity and without restrictions.  Subject to the Privacy Policy of American Trust Escrow (which is contained on this Site), American Trust Escrow will be free to use, reproduce, disclose, exhibit, display, transmit, create derivative works from and distribute the Feedback to others for any purpose, throughout the world, in perpetuity and without consideration to you or limitations of any kind.

Web Communities

This Site may now, or in the future, contain blogs, bulletin boards, forums, chat areas, news groups, web communities, and other message and communication facilities (collectively, “Communities”).  You agree to use the Communities only to send and receive messages and materials that are proper and related to the particular Community.  You agree that when using a Community, you will not: (1) defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; (2) publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; (3) upload files that contain software or other material protected by intellectual property laws (or by rights of privacy or publicity) unless you own or control the rights thereto or have received all necessary consents; (4) upload files that contain viruses, corrupted files or any other similar software or programs that may damage the operation of another computer or system; (5) advertise or offer to sell any goods or services for any commercial purpose; (6) conduct or forward surveys, contests, pyramid schemes or chain letters; (7) download any file posted by another user of a Community that you know, or reasonably should know, cannot be legally distributed in such matter; (8) falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded; or (9) restrict or inhibit any other user from using or enjoying the Communities.

American Trust Escrow reserves the right to terminate your access to any of the Communities, at any time, without notice, for any reason whatsoever.

American Trust Escrow has no obligation to monitor the Communities.  However, American Trust Escrow reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post, or to remove any information or materials, in whole or in part, in American Trust Escrow’s sole discretion.

You acknowledge that all Communities are public and not private communications; therefore, your communications may be read by others without your knowledge. American Trust Escrow does not control or endorse the content, messages or information found in any Community and, therefore, American Trust Escrow specifically disclaims any liability with regard to the Communities and any actions resulting from your participation in any Community.  Community managers and hosts (if any) are not authorized spokespersons or representatives of American Trust Escrow, and their views do not necessarily reflect those of American Trust Escrow.

By posting messages, uploading files, inputting data or engaging in any other form of communication through the Communities, you grant American Trust Escrow permission to: (a) use, modify, copy, distribute, transmit, publicly display, publicly perform, reproduce, publish, sublicense, create derivative works from, transfer or sell any such communication, and (b) sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to the communication.

The foregoing grants shall include the right to exploit any proprietary rights in such communication, including, without limitation, rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction.

You agree to (as available) send and receive electronic mail, engage in conferences and chats, download and upload files, and otherwise use this Site only as permitted by these Terms of Use, any additional policies or procedures contained in this Site from time to time, and in accordance with applicable law.

American Trust Escrow reserves the right to for any reason, in its sole discretion, to (i) remove without notice any contents of this Site received from you, including, without limitation, blogs and bulletin board postings, (ii) deny your access to this Site or any portion thereof without notice, and (iii) edit any notices or postings for clarity or length.

You acknowledge and agree that blogs, chats, conferences, bulletin boars and similar communication forums hosted by this Site are public and not private communications.  Further, you acknowledge that such communications by other users are not endorsed by American Trust Escrow, and such communications shall not be considered reviewed, screened or approved by American Trust Escrow for any reason or purpose.

Modifications

American Trust Escrow reserves the right, at any time and from time to time, for any reason in its sole discretion, to change these Terms of Use. American Trust Escrow may change these Terms of Use without any advance notice.  All such changes will become effective immediately upon posting on this Site.  You are responsible for regularly reviewing these Terms of Use so that you are aware of your rights and responsibilities with respect to this Site.  Your continued use of this Site following any changes to these Terms of Use shall constitute your acceptance of such changes. American Trust Escrow also reserves the right to change, modify, withdraw, suspend or even permanently discontinue all or any portions of this Site at any time, without any liability or obligation to you, with or without notice.

General

This Site shall be deemed solely based in California and shall be deemed a passive website that does not give rise to personal jurisdiction over American Trust Escrow, either specific or general, in jurisdictions other than California.  These Terms of Use shall be governed by the internal substantive laws of the State of California, without respect to its conflict of laws principles. Any claim or dispute between you and American Trust Escrow that arises in whole or in part from this Site shall be decided exclusively by a court of competent jurisdiction located in the County of Los Angeles, California, and your use of this Site constitutes your consent to the exclusive jurisdiction and venue of such court.  These Terms of Use, together with the Privacy Policy of this Site and any other legal notices published by American Trust Escrow on this Site, shall constitute the entire agreement between you and American Trust Escrow concerning this Site.  If any provision of these Terms of Use is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms of Use, which shall remain in full force and effect.  No waiver of any term of this these Terms of Use shall be deemed a further or continuing waiver of such term or any other term, and American Trust Escrow’s failure to assert any right or provision under these Terms of Use shall not constitute a waiver of such right or provision.  These Terms of Use, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by American Trust Escrow without restriction.

Further Information

If you have any questions about these Terms of Use or this Site, please contact us:

Contact information, or a form to contact us is here.

American Trust Escrow, Inc. © 2016 / Terms of Use

Privacy Policy:

Privacy Statement

Your privacy is important to American Trust Escrow. This privacy statement provides information about the personal information that American Trust Escrow collects, and the ways in which American Trust Escrow uses that personal information.  Your use and access of this website is expressly conditioned upon your acceptance of the following privacy policy.  If you do not or cannot agree with any part of this privacy policy, you may not use or access this website.

Personal information collection

American Trust Escrow may collect personal information about you automatically when you visit this website.  American Trust Escrow may also gather personal information about you when you input information through this website or in the course of any other exchange of information, transactions or activities through this website.

When you visit this website, American Trust Escrow may send one or more cookies (or bits of electronic information) to your computer that uniquely identifies your browser.  The use of cookies improves the quality of services to you, by identifying information which is most interesting or relevant to you.  You can reset your browser to refuse all cookies or to indicate when a cookie is being sent.  However, some features of this website may not function properly as result of such adjustments.

American Trust Escrow may collect and use the following kinds of personal information:

[information about your use of this website;]
[information that you provide using for the purpose of registering with the website;]
[information about transactions carried out over this website;]
[information that you provide for the purpose of subscribing to the website;]
[any other information that you send to American Trust Escrow]

Using personal information

American Trust Escrow may use your personal information to:

[administer this website;]
[personalize the website for you;]
[enable your access to and use of the website services;]
[publish information about you on the website with your permission]

American Trust Escrow may disclose your personally identifiable information to its employees, agents and affiliates for purposes of operating this website, conducting its business and servicing you, so long as such employees, agents and affiliates are bound by the obligations of this privacy statement.  However, American Trust Escrow does not sell, transfer or disclose to or otherwise share with outside or non-affiliated parties your personally identifiable information, unless 1) American Trust Escrow believes the disclosure is necessary to comply with applicable laws, to enforce this website’s policies or to protect its or others rights, properties and safety, 2) as part of merger or sale of American Trust Escrow or any of its businesses, or 3) you consent to such disclosure.   American Trust Escrow may also provide non-personally identifiable information to outside or non-affiliated parties for marketing, advertising and other similar uses.

Securing of your data

American Trust Escrow will take reasonable technical and organizational precautions to prevent the loss, misuse or alteration of your personal information. American Trust Escrow will store all the personal information you provide on its secure servers [Information relating to electronic transactions entered into via this website will be protected by encryption technology.]  However, while American Trust Escrow strives to protect your personal information, American Trust Escrow does not ensure or warrant the security of any information you transmit, and you do so at your own risk.

Cross-border data transfers

Information that American Trust Escrow collects may be stored and processed in and transferred between any of the countries in which it operates to enable the use of the information in accordance with this privacy policy.

In addition, personal information that you submit for publication on the website will be published on the internet and may be available around the world.

You agree to such cross-border transfers of personal information.

Updating this statement

CV Escrow may, at any time, update, add to or change this privacy policy by posting such update, addition or change on this website.  Any such update, addition or change will be effective immediately upon posting on this website, without the requirement of advance notice to you.

You should check this page occasionally to ensure you are familiar with any changes.

Other websites

This website contains links to other websites.  This privacy policy is the official privacy policy of and applies to all websites operated by American Trust Escrow and/or its affiliates.

Communities

If you use any of the bulletin board services, blogs, chat areas, news groups, forums, communities or similar communication features of this website, please be advised that any information disclosed by you in these venues is automatically made public, are not private and may be read by others without your knowledge.

American Trust Escrow is not responsible for the privacy policies or practices of any third party.

To Contact American Trust Escrow

If you have any questions about this privacy policy or American Trust Escrow’s treatment of your personal information, please contact us by post, phone or email.  Contact information, or a form to contact us is here.

American Trust Escrow © 2016 / Privacy Policy

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